Preheat oven to 350 degrees F.

In a medium bowl, combine flour and brown sugar. Cut in butter with a pastry blender (or 2 forks) until the mixture is crumbly. Press evenly into a 8x8 baking pan lined with heavy-duty aluminum foil. Bake 15 minutes or until lightly browned.

In a large bowl, beat cream cheese with sugar in an electric mixer at medium speed until smooth. Then add eggs, and vanilla. Stir to combine. Pour over warm crust.

In a small bowl, stir together chopped apples, remainining sugar, cinnamon, and nutmeg. Spoon evenly over cream cheese mixture. 

In a small bowl, combine all ingredients. I like to really combine it by using my clean hands to thoroughly combine the butter into the mixture.

Sprinkle evenly with Streusel topping. Bake 40-45 minutes, or until filling is set. Drizzle with caramel topping and let cool. Serve cold and enjoy!